A bank routing code is simply a nine digit number, printed on the back of each check, that attaches your account with the financial institution it is registered with. This banking code will be different for all banks, not just yours, so here are the various banks in the United States, and the banks associated with the accounts you own.
First there is the National Bank of America. They do not allow direct deposit from a checking account, and they only have three state branches. If you are in the market to open a new bank, this would be the first choice for you. They also have many ATMs and offer a low rate of interest for their money management products.
Next there is the Fifth Third Bank. This bank has three locations, in Atlanta, Houston and Salt Lake City. They do not offer direct deposit, however if you are a registered checking user, they will accept checks in your name. The only problem with this bank is the high rate of interest.
Bank of Cleveland. This bank does not offer direct deposit from a checking account, however they do offer savings accounts. This bank does have an ATM, and a low rate of interest for their money management products. There are also a number of other types of savings accounts, and a checking account.
Fifth Third Bank of Colorado. This bank is affiliated with the Pikes Peak National Bank. This bank allows direct deposit, but they do charge an annual fee for the convenience.
Bank of Maryland. This bank is not affiliated with the Pikes Peak National Bank, but they do offer money management products through their subsidiary, Bank of Maryland. This bank is great for people who want to manage their money online or through other means.
Bank of North Dakota. This bank is affiliated with both the Pikes Peak National Bank and the Pikes Peak National Association of Banks and Trusts. They offer a wide range of products for customers, including investment, savings and checking accounts.
These are only a few of the banks out there but there are a few more out there that offer the services you need. so when looking for what is a bank, just keep in mind what you need, and what your bank preferences are, and you will find a bank that you can trust.
When looking for what is a bank you need, remember these two things. The first is that the bank you are going to look into should be FDIC insured, which protects your money. Secondly, make sure the bank you are considering accepts your checks, and has an ATM.
Another thing to look at is how long has the company been in business. Most banks will offer some type of certification to show they are in business and they should have a license to do business.
Check with the Better Business Bureau to see what other people have to say about the bank, and make sure they have kept up on all of the financial statements and have not filed any complaints against them. If you do any searches online, make sure to read reviews about the bank, because you never know if you are going to get good customer service or not.
If you go to the bank’s safety deposit box or teller window, you may be able to ask about their hours and whether they accept checks in person. You may also ask to be shown their fax numbers or tellers if they offer that service.
When you are looking at a bank you are interested in, make sure to write down what they do and where they do business. This will help you later when you are looking for a bank in the future.
