In most business finance books, the term “working capital” is used to describe the various forms of funding available for a company. Working capital is typically defined as the amount…
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As a business owner, your accounts payable is an important factor in determining the accounts receivables to sales ratio for your business. This ratio is based on the ratio between…
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Banks make money by charging interest for loans. In contrast to what some people may think, this is not a simple means of making money, but is rather one of…
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What exactly is banking? The simple answer is that it is a process by which funds are transferred to one party from another in exchange for a future payment from…
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What is alpha in finance? What is the relationship between financial metrics and the concepts of alpha? These are questions that are often asked by novice traders who need to…
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How to start a Corporation is a common question. Starting a Corporation is as simple as creating a document called Articles of Organization, then signing your name on it and…
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What is corporate finance? Corporate finance is a specialized field of finance, which deals primarily with the financial activities of businesses and the sources of capital. This also includes the…
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In this article, I have called them capitalists, but you may also call them “monetizers,” “rapists,” “slobs,” “needy,” “robbers,” or just capitalists. A capitalist is that rarest of creatures: an…
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There are literally thousands of money investing strategies out there. It may seem overwhelming, but if you have an ounce of common sense, you can easily find your way around…
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For the investor who is new to the world of online investing, it is important that they know how to invest 10k in penny stocks. This is a good thing…
A bank routing code is simply a nine digit number, printed on the back of each check, that attaches your account with the financial institution it is registered with. This…
What is competitive advantage? In simple terms, it’s defined as a certain advantage that a company possesses in the marketplace. Essentially, what is the competitive advantage is the way that…